The Affordable Care
Act is complex

Let us help you every
step of the way

The Affordable
Care Act is complex

Let us help you every step of the way

Clean data is the key to flawless compliance

You already have software to manage every aspect of the employee journey. But all the software in the world won’t help you if your ACA reporting data is flawed.

Our technology solves the people and process failures that drive penalties, many of which are created by disparate, inaccurate or incomplete data. From multiple data sources, we consolidate, clean, and transform your data into accurate, actionable intelligence. Clean data, combined with our legal and regulatory expertise, provides the basis for all of our ACA reporting and compliance solutions.

ACA Complete

Our ACA Complete℠ solution delivers everything you need to track, prepare, furnish, file, report, and defend your ACA compliance. We take care of ongoing monthly monitoring so you know exactly when offers of coverage are required and handle both state and federal filings. While our technology handles your data, an expert dedicated ACA specialist manages the entire compliance process for you.

We minimize your IRS penalty risk and guide you in the event of an IRS or state audit. And with our fast implementation and seamless integrations, you can get started quickly to start minimizing your risk today.

Benefits of monthly monitoring and audit defense

ACA compliance is never done, and neither are we.

Our monthly compliance reports ensure you always meet regulatory requirements and never have to worry about penalties. In addition, we can perform a retroactive audit to correct any previous ACA reporting issues and help you avoid them going forward.

If an IRS audit does occur, our experts assist you every step of the way in responding to the IRS and preparing for an IRS audit.

Received a letter from the IRS?

IRS Audit Services:

Reduce or eliminate your IRS penalty assessments.

IRS Audit Services:

Reduce or eliminate your IRS penalty assessments.

We respond to the following IRS letters:

Failure to file notices and follow up letters

5699, 5698

5005-A

972-CG, 1948C

CP215

CP504B

Incorrect filing notices

226J, M, K, L, 227J (937 with 227J enclosure)
What is Letter 226J?

CP220J

1865C

CP504B

3064C

ACA reporting solutions to suit your needs:

Annual reporting

Annual reporting + monthly monitoring + audit defense

Recommended

Annual ACA reporting

Free ACA E-File

Filing and penalty risk
assessment

1094-C/1095-C IRS and state1 filing

1095-C PDFs

1095-C print and mail1

 Penalty Risk Assessment

ACA Product Free ACA Balloon 387x606

Annual ACA reporting

ACA Basic

Forms preparation and filing
with expert support

1094-C/1095-C IRS and state1 filing

1095-C PDFs

1095-C print and mail1

Penalty Risk Assessment

1094-C/1095-C preparation

1095-C review and approval

Expert support for annual filing

ACA Product ACA Basic Balloon 378x481

Annual ACA reporting + monthly monitoring       + audit defense

ACA Complete

Compliance tracking, filing, and a dedicated ACA specialist for risk mitigation

1094-C/1095-C IRS and state1 filing

1095-C PDFs

1095-C print and mail1

Penalty Risk Assessment

1094-C/1095-C preparation

1095-C review and approval

Dedicated ACA specialist

Health plan compliance review

IRS controlled group analysis

Establish IRS measurements and periods

HR data configuration, monthly data consolidation and data quality analysis

Monthly metrics, compliance tracking and documentation management

IRS affordability and safe harbor determination

Healthcare cost containment through Optimal HealthSM and Benefits ReconciliationSM

Exchange notice appeals

Comprehensive IRS audit defense1 assistance

Add state filing

ACA compliance doesn’t stop at the federal level. Many jurisdictions, including California, Massachusetts, New Jersey, Rhode Island, and Washington D.C. have mandated state ACA reporting. Add state filing to:

  • Minimize risk and ensure state level compliance
  • Comply with state specific reporting requirements such as California SB 78 Health (2019)
  • Preparation and filing of forms 1095-B and 1095-C
  • Comply with state agencies such as California Franchise Tax Board, Washington D.C.’s Office of Tax and Revenue (OTR) and others

State filing is included with ACA complete, or you can add it to ACA Basic or ACA Free e-file.

Add state filing

ACA compliance doesn’t stop at the federal level. Many jurisdictions, including California, Massachusetts, New Jersey, Rhode Island, and Washington D.C. have mandated state reporting for ACA. Add state filing to:

  • Minimize risk and ensure state level compliance
  • Comply with state specific reporting requirements such as California SB 78 Health (2019)
  • Preparation and filing of forms 1095-B and 1095-C
  • Comply with state agencies such as California Franchise Tax Board, Washington D.C.’s Office of Tax and Revenue (OTR) and others

State filing is included with ACA complete, or you can add it to ACA Basic or ACA Free e-file.

How confident are you in your ACA Compliance?

Get Your ACA Compliance Score

Gain complete visibility across your ACA compliance, filing, and reporting efforts for free.

Get Your ACA Compliance Score

Gain complete visibility across your ACA compliance, filing, and reporting efforts for free.

Data discrepancy
Mismatches in the information you provided in your 1094-C template compared with what we calculated based on the 1095-C template

Risk of over-reporting
Number of employees for whom a Form 1095-C is not required based on the code combinations you entered in your 1095-C template

Coding errors
Number of employees triggering code combination errors based on the information you provided in your 1095-C template

Compliance errors
Number of employees with Section 4980H compliance issues. Common issues include no offer of coverage and affordability

Total penalty exposure
Total 4980H(a), 4980H(b), 6721, and 6722 penalty exposure estimated based on your templates

Frequently asked questions

Get complete ACA coverage now

TRUSAIC is trusted by thoughtful companies around the world