Streamlined ACA employer reporting and compliance services

Affordable Care Act compliance simplified with software and expert guidance

ACA-Complete-Product-Hero

ACA Complete®

Experience unmatched ACA compliance service and support with our ACA Complete® solution. We deliver everything you need to track, prepare, furnish, file, and defend your ACA compliance. Our market-leading, comprehensive solution includes:

Ongoing Monthly Monitoring

Ongoing monthly monitoring

Know exactly when offers of coverage are required for both state and federal filings through our meticulous ACA tracking service.

Timely employee tax furnishing

Timely employee tax form furnishing

We prepare and distribute your required 1094-C/1095-C forms to employees.

Dedicated Support

Designated support

An expert designated ACA specialist manages the entire compliance process for you.

Penalty risk Assessment

Penalty risk assessment

Our software quickly analyzes all of your pertinent HRIS data and identifies where you have gaps in ACA coverage and liabilities.

Seamless Integration

Seamless HRIS integration

Our solution is powered by certified data integrations with the world's largest HCM, HR and Payroll platforms, including Workday, SAP, UKG, and ADP.

Audit Defense

Audit defense

We minimize your IRS penalty risk and, in the event of an IRS or state audit, rest assured, as we will provide a comprehensive ACA audit defense for your business. To date, we've prevented more than $1 billion in IRS penalties with our services.

Clean Data Chart

Clean data is the key to flawless compliance

Our technology solves the people and process failures that drive penalties, many of which are created by disjointed, inaccurate, or incomplete data. 

From multiple data sources, we consolidate, clean, and transform your data into accurate, actionable intelligence. Clean data, combined with our regulatory expertise, provides the basis for all of our ACA solutions.

Ready to experience elevated ACA compliance?

Remove the Hassle from 1095-C Form Distribution

ACA furnishing deadlines are strict and consistently enforced. Failure to comply with IRS filing deadlines for 1095-C, or furnishing incorrect forms, will result in significant penalties for your organization.

Our designated support team prepares and distributes your 1095-C forms on-time to applicable employees by U.S. mail or electronically.

Trusaic-has-submitted-your-forms
ACA-Complete-Mobile

Satisfy All State ACA Reporting and Filing Requirements

ACA compliance doesn't stop at the federal level. Many jurisdictions, including California, New Jersey, Rhode Island, and Washington D.C. have mandated state reporting for ACA.

If you are an employer with operations in any of those jurisdictions, add state filing to your ACA compliance efforts to:

  • Minimize risk and ensure state level compliance.
  • Preparation and filing of forms 1095-B and 1095-C.
  • Comply with state agency rules including: California Franchise Tax Board, New Jersey's Division of Revenue and Enterprise Services (DORES), Rhode Island's Department of Revenue Division of Taxation, Washington D.C.'s Office of Tax and Revenue (OTR).

Eliminate IRS Penalties

The IRS is becoming increasingly more aggressive in its Affordable Care Act enforcement efforts. There are a myriad of penalties employers can be assessed for non-compliance.

Receiving one of these letters can feel overwhelming, and stalled action is an incredible risk that can result in significant penalties. Timing is of the essence when you receive an IRS penalty letter.

Since employers were first required to comply with the ACA's Employer Mandate in 2015, we've helped our clients save over $1 billion in ACA penalty assessments.

This is what we do. Let us handle it for you.

ACA-Complete-Benefits-of-Monitoring

Received a letter from the IRS?

IRS Audit Services:

Reduce or eliminate your IRS penalty assessments.

IRS Audit Services:

Reduce or eliminate your IRS penalty assessments.

We respond to the following IRS letters:

Failure to file notices and follow up letters

5699, 5698

5005-A

972-CG, 1948C

CP215

CP504B

Incorrect filing notices

226J, M, K, L, 227J (937 with 227J enclosure)

What is Letter 226J?

CP220J

1865C

CP504B

3064C

ACA solutions to suit your needs:

Annual reporting

Annual reporting + monthly monitoring + audit defense

Annual reporting

ACA Essential®

Forms preparation and filing with expert support

1094-C/1095-C IRS and state1 filing

1095-C PDFs

1095-C print and mail1

Penalty Risk Assessment

1094-C/1095-C preparation

1095-C review and approval

Expert support for annual filing

ACA Essential Geometrics

Annual reporting + monthly monitoring + audit defense

ACA Complete®

Compliance tracking, filing, and a designated ACA
specialist for risk mitigation

1094-C/1095-C IRS and state1 filing

1095-C PDFs

1095-C print and mail1

Penalty Risk Assessment

1094-C/1095-C preparation

1095-C review and approval

Designated ACA specialist

Health plan compliance review

ACA process consulting review

IRS controlled group analysis

Establish IRS measurements and periods

HR data configuration, monthly data consolidation and data quality analysis

Monthly metrics, compliance tracking and documentation management

IRS affordability and health insurance overspend monitoring

Exchange notice appeals

Comprehensive IRS audit defense

Add state filing

ACA compliance doesn't stop at the federal level. Many jurisdictions, including California, New Jersey, Rhode Island, and Washington D.C. have mandated state ACA reporting.

Add state filing to:

  • Minimize risk and ensure state level compliance
  • Preparation and filing of forms 1095-B and 1095-C
  • Comply with state agency rules including California Franchise Tax Board, New Jersey's Division of Revenue and Enterprise Services (DORES), Rhode Island's Department of Revenue Division of Taxation, Washington D.C.'s Office of Tax and Revenue (OTR)

State filing ACA services are available in three ways:

  • Stand-alone
  • As an add-on to ACA Essential
  • Bundled with ACA Complete

Add state filing

ACA compliance doesn't stop at the federal level. Many jurisdictions, including California, New Jersey, Rhode Island, and Washington D.C. have mandated state ACA reporting.
Add state filing to:

  • Minimize risk and ensure state level compliance
  • Preparation and filing of forms 1095-B and 1095-C
  • Comply with state agency rules including California Franchise Tax Board, New Jersey's Division of Revenue and Enterprise Services (DORES), Rhode Island's Department of Revenue Division of Taxation, Washington D.C.'s Office of Tax and Revenue (OTR)

State filing ACA services are available in three ways:

  • Stand-alone
  • As an add-on to ACA Essential
  • Bundled with ACA Complete

Access Our Various ACA Tools and Resources

Get Your ACA Vitals

Gain complete visibility across your ACA compliance, filing, and reporting efforts for free.

Get Your ACA Vitals

Gain complete visibility across your ACA compliance, filing, and reporting efforts for free.

Data discrepancy

Mismatches in the information you provided in your 1094-C template compared with what we calculated based on the 1095-C template

Risk of over-reporting

Number of employees for whom a Form 1095-C is not required based on the code combinations you entered in your 1095-C template

Coding errors

Number of employees triggering code combination errors based on the information you provided in your 1095-C template

Compliance errors

Number of employees with Section 4980H compliance issues. Common issues include no offer of coverage and affordability

Total penalty exposure

Total 4980H(a), 4980H(b), 6721, and 6722 penalty exposure estimated based on your templates

Frequently asked questions

Get complete ACA coverage now

Stay informed and remain in compliance.

Receive relevant ACA insights and updates straight to your inbox to ensure you remain in compliance. Subscribers also have access to the latest ACA webinars, resources and events curated to fit your organization's needs.