Streamlined ACA employer reporting and compliance services
Affordable Care Act compliance simplified with software and expert guidance
ACA Complete®
Experience unmatched ACA compliance service and support with our ACA Complete® solution. We deliver everything you need to track, prepare, furnish, file, and defend your ACA compliance. Our market-leading, comprehensive solution includes:
Ongoing monthly monitoring
Know exactly when offers of coverage are required for both state and federal filings through our meticulous ACA tracking service.
Timely employee tax form furnishing
We prepare and distribute your required 1094-C/1095-C forms to employees.
Designated support
An expert designated ACA specialist manages the entire compliance process for you.
Penalty risk assessment
Our software quickly analyzes all of your pertinent HRIS data and identifies where you have gaps in ACA coverage and liabilities.
Seamless HRIS integration
Our solution is powered by certified data integrations with the world's largest HCM, HR and Payroll platforms, including Workday, SAP, UKG, and ADP.
Audit defense
We minimize your IRS penalty risk and, in the event of an IRS or state audit, rest assured, as we will provide a comprehensive ACA audit defense for your business. To date, we've prevented more than $1 billion in IRS penalties with our services.
Clean data is the key to flawless compliance
Our technology solves the people and process failures that drive penalties, many of which are created by disjointed, inaccurate, or incomplete data.
From multiple data sources, we consolidate, clean, and transform your data into accurate, actionable intelligence. Clean data, combined with our regulatory expertise, provides the basis for all of our ACA solutions.
Ready to experience elevated ACA compliance?
Remove the Hassle from 1095-C Form Distribution
ACA furnishing deadlines are strict and consistently enforced. Failure to comply with IRS filing deadlines for 1095-C, or furnishing incorrect forms, will result in significant penalties for your organization.
Our designated support team prepares and distributes your 1095-C forms on-time to applicable employees by U.S. mail or electronically.
Satisfy All State ACA Reporting and Filing Requirements
ACA compliance doesn't stop at the federal level. Many jurisdictions, including California, New Jersey, Rhode Island, and Washington D.C. have mandated state reporting for ACA.
If you are an employer with operations in any of those jurisdictions, add state filing to your ACA compliance efforts to:
- Minimize risk and ensure state level compliance.
- Preparation and filing of forms 1095-B and 1095-C.
- Comply with state agency rules including: California Franchise Tax Board, New Jersey's Division of Revenue and Enterprise Services (DORES), Rhode Island's Department of Revenue Division of Taxation, Washington D.C.'s Office of Tax and Revenue (OTR).
Eliminate IRS Penalties
The IRS is becoming increasingly more aggressive in its Affordable Care Act enforcement efforts. There are a myriad of penalties employers can be assessed for non-compliance.
Receiving one of these letters can feel overwhelming, and stalled action is an incredible risk that can result in significant penalties. Timing is of the essence when you receive an IRS penalty letter.
Since employers were first required to comply with the ACA's Employer Mandate in 2015, we've helped our clients save over $1 billion in ACA penalty assessments.
This is what we do. Let us handle it for you.
Received a letter from the IRS?
IRS Audit Services:
Reduce or eliminate your IRS penalty assessments.
IRS Audit Services:
Reduce or eliminate your IRS penalty assessments.
We respond to the following IRS letters:
Failure to file notices and follow up letters
5699, 5698
5005-A
972-CG, 1948C
CP215
CP504B
Incorrect filing notices
ACA solutions to suit your needs:
Annual reporting
Annual reporting + monthly monitoring + audit defense
Annual reporting
ACA Essential®
Forms preparation and filing with expert support
1094-C/1095-C IRS and state1 filing
1095-C PDFs
1095-C print and mail1
Penalty Risk Assessment
1094-C/1095-C preparation
1095-C review and approval
Expert support for annual filing
Annual reporting + monthly monitoring + audit defense
ACA Complete®
Compliance tracking, filing, and a designated ACA
specialist for risk mitigation1094-C/1095-C IRS and state1 filing
1095-C PDFs
1095-C print and mail1
Penalty Risk Assessment
1094-C/1095-C preparation
1095-C review and approval
Designated ACA specialist
Health plan compliance review
ACA process consulting review
IRS controlled group analysis
Establish IRS measurements and periods
HR data configuration, monthly data consolidation and data quality analysis
Monthly metrics, compliance tracking and documentation management
IRS affordability and health insurance overspend monitoring
Exchange notice appeals
Comprehensive IRS audit defense1
Add state filing
ACA compliance doesn't stop at the federal level. Many jurisdictions, including California, New Jersey, Rhode Island, and Washington D.C. have mandated state ACA reporting.
Add state filing to:
- Minimize risk and ensure state level compliance
- Preparation and filing of forms 1095-B and 1095-C
- Comply with state agency rules including California Franchise Tax Board, New Jersey's Division of Revenue and Enterprise Services (DORES), Rhode Island's Department of Revenue Division of Taxation, Washington D.C.'s Office of Tax and Revenue (OTR)
State filing ACA services are available in three ways:
- Stand-alone
- As an add-on to ACA Essential
- Bundled with ACA Complete
Add state filing
ACA compliance doesn't stop at the federal level. Many jurisdictions, including California, New Jersey, Rhode Island, and Washington D.C. have mandated state ACA reporting.
Add state filing to:
- Minimize risk and ensure state level compliance
- Preparation and filing of forms 1095-B and 1095-C
- Comply with state agency rules including California Franchise Tax Board, New Jersey's Division of Revenue and Enterprise Services (DORES), Rhode Island's Department of Revenue Division of Taxation, Washington D.C.'s Office of Tax and Revenue (OTR)
State filing ACA services are available in three ways:
- Stand-alone
- As an add-on to ACA Essential
- Bundled with ACA Complete
Access Our Various ACA Tools and Resources
Get Your ACA Vitals
Gain complete visibility across your ACA compliance, filing, and reporting efforts for free.
Get Your ACA Vitals
Gain complete visibility across your ACA compliance, filing, and reporting efforts for free.
Data discrepancy
Mismatches in the information you provided in your 1094-C template compared with what we calculated based on the 1095-C template
Risk of over-reporting
Number of employees for whom a Form 1095-C is not required based on the code combinations you entered in your 1095-C template
Coding errors
Number of employees triggering code combination errors based on the information you provided in your 1095-C template
Compliance errors
Number of employees with Section 4980H compliance issues. Common issues include no offer of coverage and affordability
Total penalty exposure
Total 4980H(a), 4980H(b), 6721, and 6722 penalty exposure estimated based on your templates
Frequently asked questions
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