ACA Essential
ACA Forms Preparation and Filing with Expert Support
Effortlessly prepare, file, and furnish 1095-C forms while ensuring compliance with ACA deadlines
Simplify ACA filing and reporting
ACA Essential® provides the tools and support you need to meet federal ACA reporting requirements with ease.
- Meet deadlines: on-time accurate 1095-C/1094-C filing with the IRS and state agencies
- Penalty risk assessment: identify coverage gaps and liabilities with proactive insights
- Designated ACA specialist: gain peace of mind with our expert support
Seamless secure data integration and clean data processing
ACA Essential has certified integrations with leading HRIS platforms like Workday and UKG ensuring fast secure data transfers. Our solution solves the people and process failures that drive penalties. It consolidates, cleans, and transforms your data into accurate, actionable insights, so you can focus on compliance instead of errors.
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Federal and state 1095-C filing and furnishing compliance
ACA Essential ensures your 1095-C forms are prepared and distributed on-time to applicable employees by U.S. mail, electronically, or both. By utilizing e-distribution you can send 1095-C forms to employees directly from the platform to easily comply with IRS deadlines. State filing is available for California, New Jersey, Rhode Island, and Washington D.C.
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Proven expertise in penalty prevention
With over $1 billion in penalties prevented, Trusaic is your trusted partner for avoiding ACA compliance risks.
- Proactive penalty risk assessment: identify address compliance gaps
- Unlimited expert support: your designated ACA specialist provides ongoing assistance and peace of mind
Key Features
Accurate IRS reporting
Ensure accurate and timely Form
1095-C and Form 1094-C reporting
through error-free data processing.
Penalty risk mitigation
Gain actionable insights to reduce
your ACA compliance risks and
avoid costly IRS penalties.
Certified HRIS integrations
Workday, UKG, SAP, ADP, and other
leading HRIS platforms to ensure
seamless data transfer.
State filing add-on
Meet reporting requirements in
California, New Jersey, Rhode Island,
and Washington D.C.
Employee e-distribution
Furnish employee 1095-C forms
electronically directly from the platform
for secure delivery.
Designated expert support
Receive guidance at every
step of the compliance process
from a designated ACA expert.
Capabilities
Penalty risk assessment
Analyze HRIS data to identify ACA coverage gaps and liabilities, enabling timely corrections.
ACA data quality assurance
Ensure accurate and timely Form
1095-C and Form 1094-C ACA reporting
through error-free data processing.
Data security
SOC 2 certified technology with role-based access, and annual penetration testing to ensure data security.
FAQs
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What's the difference between ACA Essential® and ACA Complete® ?
ACA Essential is our entry-level compliance solution, offering everything you need to file 1094-C/1095-C forms and meet federal reporting requirements. ACA Complete goes further, providing ongoing monitoring, penalty risk assessments, and full audit defense — keeping you compliant every step of the way.
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Can I add state filing to ACA Essential?
Yes, state filing is available as an add-on for an additional fee.
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Does ACA Essential include expert support?
Yes, you’ll receive unlimited guidance from a designated ACA specialist.
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Do you offer 1095-C e-Distribution?
Yes, customers can utilize our 1095-C furnishing option or electronically distribute forms to employees, who can then access them from our platform. This ensures all your forms are distributed on-time and can be easily tracked for compliance purposes.
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What happens if I've already received an IRS penalty notice?
We’ll conduct a retroactive audit of your HR data, prepare a penalty response letter, and implement ongoing tracking to prevent future penalties.
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What is the benefit of the Penalty Risk Assessment?
Our Penalty Risk Assessment identifies data discrepancies and compliance gaps, giving you the opportunity to address issues before penalties occur.
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What is an Applicable Large Employer (ALE)?
If an employer has at least 50 full-time employees, including full-time equivalent employees, on average during the prior year, the employer is an Applicable Large Employer (ALE) for the current calendar year, and is therefore subject to the Employer Shared Responsibility Provisions (also referred to as the ACA Employer Mandate) and the Employer Information Reporting Provisions, which requires ALEs to report annually to the IRS information about the health care coverage, if any, they offered to full-time employees. The IRS will use this information to administer ACA penalties for non-compliance.
